How was your Thanksgiving? Great, we hope!

How about Black Friday? Cyber Monday? Are you in to those type of things? Personally, I typically avoid these shopping rushes in general, but there’s no question they’re incredibly popular and overwhelmingly successful.

So if you do participate – heck, even if you simply plan on shopping at all online this holiday season (like 100% of us do), you have to beware: scammers want in on that holiday gift budget.

Shoppers are expected to spend roughly 4.1% more this holiday season than in 2017, which equates to around $720.89 billion, according to the National Retail Federation.

Good. Night.

Can you imagine the criminal element’s attraction to a number like that?

Last year, according to Payments Next, online fraud attempts increased by 22% between Thanksgiving and New Year’s Eve. Between Thanksgiving and Cyber Monday alone, malware infections jumped 123%, according to data released by Enigma Software Group.

 

Red Flags

Just as you wouldn’t want to buy a designer watch from a guy in some dark and creepy alleyway, you don’t want to buy anything online from a seller you haven’t fully investigated.

One place to start is by searching the BBB’s online directory, which can tell you if the business is accredited, and whether or not the BBB has received complaints.

Truth be told, you should probably check to see if they’re even in the database. Because if not, well, that’s a concern. You can also do a general Google search which will pull up a lot of information about that company and their website.

In addition to checking the Better Business Bureau listings, the Federal Trade Commission says to make certain the website includes a physical address and a phone number, and verify them. That way you have a place to contact should things go wrong.

 

Fake Shipping Notices

This year the BBB is also warning of fake email delivery notices that say you have a package on its way.

It’s probably common sense that an actual delivery company isn’t going to email you about a package, right? How would they have your email address? But I suppose you can’t be too careful during the time of year where you’re conducting online orders left and right. Amazon emails begin to run together and suddenly an email claiming to be from a delivery service doesn’t seem all that strange…

But you have to keep your head on a swivel. DO NOT click on any links. It’s most likely malware, or at the very least, going to ask you for personal information like credit card numbers or addresses. Before you know it, you’ve just participated in the theft of your own identity.

Legitimate carriers will never ask you for personal information through email.

Santa’s Phishing

Several trusted companies offer charming and personalized letters from Santa, but scammers mimic them to get personal information from unsuspecting parents. Check with the BBB to find out which ones are legitimate.

The big risk here isn’t that your kid won’t hear from Santa, but that you’re providing key details to a phisher who will use it to perpetuate other fraud or identity theft.

Charity Scams

Did you also know that scams come with philanthropy?

The holidays are a wonderful time to support your favorite causes, but to ensure that your funds go where you desire, you’ve got to make sure the group is legit.

According to nonprofit rating site Charity Navigator, roughly 40% of all charitable donations are made in the last few weeks of the year. So, you better believe scams pop up in the form of donation solicitations via email, social media and text.

Common charity scams include look-alike sites or imposter websites, phony emails that are “phishing” for personal information or giving a check or cash to an individual as opposed to an organization.

The BBB’s Give.org is a great resource to research legitimacy.

If it’s not one thing, it’s something else.

This is pretty much how one can describe internet scams at any given point in any given year. There’s always something being thrown at us that progressively gets more and more difficult to detect; scams that threaten our security and our privacy.

At the moment, tech support fraud is out of control. The FBI’s Internet Crime Complaint Center (IC3) says it received roughly 11,000 complaints about tech support fraud in 2017 with claimed losses nearing $15 million. That’s a whopping 86% increase in losses over the numbers reported for 2016!

The IC3 warns that, “Criminals may pose as a security, customer, or technical support representative offering to resolve such issues as a compromised email or bank account, a virus on a computer, or to assist with a software license renewal.” Scary. That’s certainly someone you would want to trust.

Tech support scams can sneak up on you under many different guises — from a hijacked computer browser to a phone call or an email. To protect yourself, you need to know what to look out for. Here is what the IC3 says are the most common scams that try to trick you into thinking you’re dealing with legitimate tech support services:

Fake Website Pop-ups

Suddenly a message pops up in your browser while you’re surfing the web, warning that you have a virus on your computer. It may also include an audio message. It gives you a phone number to call for help. Heck, it may even have a reputable company attached to it like Microsoft! This can be jarring and you may feel like your browser is trapped, but don’t call the number. It connects you to a fraudulent tech support company. The scammer may try to get you to pay up to fix the issue or may try to gain access to your personal information.

Phishing Emails

An email arrives. It looks official. It’s a warning of a compromised bank account or credit card, or an alert about a problem with your computer or an online account. It encourages you to click on a link for assistance or to call a fake support number…

“Once the fraudulent tech support company representative makes verbal contact with the victim, the criminal tries to convince the victim to provide remote access to the victim’s device,” says IC3. As with the fake pop-ups scheme, the scammer may try to get you to pay up to fix the fictional problems with your computer or accounts.

The “Fake Refund”

This is an unusual approach criminals are using to gain access to your online bank account. The scammer contacts a victim to offer a refund for tech support services. To get the refund, the scammer talks you into giving them access to your computer. They then ask you to log into your bank account to process the refund. The criminal then gets access to your account to proceed to process a fake refund. This elaborate scheme involves transferring money among accounts and talking the victim into sending money to the scammer via a wire transfer or prepaid card.

The IC3 calls this particular scam a “widespread issue.”

Unsolicited Phone Calls

Not all scams start through a web browser or email program. The IC3 also cautions about unsolicited phone calls from a person claiming your computer is infected with a virus or who is sending error messages to the caller. Again, this turns into an attempt to extract payment or personal information. “Remember that legitimate customer, security, or tech support companies will not initiate unsolicited contact with individuals,” says the IC3.

So if the tech support world is fraught with peril, how does one protect themselves when they need real tech support help? The answer is simple — use a legitimate tech support provider with decades of experience and demonstrated expertise. The 20 is serious about superior IT support. We leverage the combined skills, expertise, and knowledge of hundreds of IT companies to tackle your IT problems quickly so you can simply focus on growing your business.

Don’t be a victim!